Welcome to Vermeulen Attorneys
Our team of specialists takes pride in providing service that is competent, efficient, and transparent. Our dedicated team of attorneys, candidate attorneys, debt collection agents and paralegals are committed to ensuring that our clients’ interests are protected.
Areas of Practice
We assist our clients to prepare a proper foundation for their marriage. Our services include:
- Consultation and Advice;
- Drafting of the Antenuptial Contract;
Browse a variety of our legal articles and find the answer to some of your questions
Do I have a right to death benefits I was nominated for, and when does it vest?
Lara has approached us with a predicament she finds herself in. Her husband Ben has died and there is a death benefit policy by ABC Insurance to which he was subscribed. The nominated beneficiary of the death benefit was Ben’s father. This matter is complicated because Ben’s father had died some two years before Ben had died. The estate of Ben’s father was at the time of Ben’s death, not wrapped up and now the executor for the estate of Ben’s father, has laid claim to the death benefits to be paid into the estate. Lara feels that the benefits should accrue to her as she was his wife. Does the fact that, she was for the most part financially dependent on Ben and was his wife, not mean that his assets should automatically be hers?
Right to death benefits: Lara has approached us with a predicament. Her husband Ben has died and there is a death benefit policy by ABC Insurance to which he was subscribed. The nominated beneficiary of the death benefits was Ben’s father. This matter is complicated because Ben’s father had actually passed away some two years before Ben had passed away. The estate of Ben’s father was at the time of Ben’s death not wrapped up and now the executor for the estate of Ben’s father has laid claim to the death benefits to be paid into the estate. Lara feels that the benefits should accrue to her, she was his wife after all? Does the fact that she was for the most part financially dependent on Ben and was his wife not mean that his assets should automatically be hers?
The Protection of Personal Information Act, 4 of 2013 (POPI) which came into effect on 1 July 2020 seemed like the answer to many South African citizens’ prayers.
You do not have to go all the way to Australia to get divorced if you comply with our laws in SA. In SA, we need to look at some factors to determine whether you will be able to get divorced here. These will be discussed fully
Toxicity in the workplace – are you experiencing this?
A toxic or hostile work environment is not simply left at the door but may seep into every aspect of your life and influence not only your mental health and stability but may and most likely will cause problems with your physical health and even your relationships outside of work.
Section 10 of the South African Bill of Rights as contained in the Constitution of the Republic of South Africa states:
“Everyone has inherent dignity and the right to have their dignity respected and protected”
The infringement of ones right to dignity and respect can take various forms including harassment, bullying and passive-aggressive behaviour.
If you have been forced to make arrangements with your clients and have them pay off an account instead of settling it once off, get an acknowledgement of debt. This serves as a contract and will have all the payment terms in. Interest rates, payment amount, pay date, banking details, terms for when they default, etc.
In simple terms, credit is considered to be reckless if it is clear from the outset that the Consumer will not be able to afford the repayments, or if no affordability test was done at all.
In our case study (below), the affordability test was indeed done, but it was clear that she would not be able to afford the repayments. It, therefore, seems that the credit was granted recklessly.
I Have Received A Summons – What Does This Mean?
Having a Sheriff serve a Summons on you could often be a very scary thing! This is especially true if you know nothing about a Summons and what to do with it. In this article, Kaylee Tree discuss a few important points to remember once you have received a Summons. #Summons #DebtCollection #LetUsHelpYou #StayCalm
Before You Say, “I Do”, Read This
Most people who have a traditional wedding and a normal wedding, are never sure when they actually need to conclude the Ante-nuptial Contract, if they choose this route. In this article, Elsabe Sentle discusses what a traditional marriage is, as well when the right time to conclude an Ante-nuptial contract is in such an instance.
SURETY – A LIFE LONG SENTENCE?
Often people who sign as surety in a contract, end up with major financial headaches to deal with. In this article, Director Cathleen Breedt looks at all the important things to know about sureties, and also provides tips on how you can ensure surety does not enslave you. #Surety #ContractualFreedom #SouthAfricanLawOfContracts